Product surfaces. Global operating rails.
From Fedha's white-label mobile money platform to Zent's branded digital-asset operations and Hazina's treasury surface, every Mozaca product is presented as a governed operating system with clear client boundaries, rails, controls, and integration paths.
Current product surfaces, one fabric.
The portfolio is built around operating surfaces: customer and agent wallet flows, merchant operations, treasury console, digital finance corridors, partner rails, and custom implementations all share the same control, ledger, and evidence model.
Fedha
White-label mobile money, delivered under your brand.
Fedha helps operators launch a market-leading mobile money experience without rebuilding every layer from scratch. It brings branded customer, agent, merchant, admin, BI, and developer surfaces around one governed wallet and transaction platform, so transfers, payments, settlement, security, support, reconciliation, and reporting can operate with the polish customers expect and the control institutions need.
- Branded mobile money launch. Telcos, banks, and licensed issuers can launch a customer-ready wallet experience with their own brand, roles, channels, and operating model.
- Wallet and transaction core. Balances, transfers, fees, settlement, limits, receipts, and reconciliation are handled as one governed money movement layer.
- Customer, agent, and merchant journeys. P2P transfers, merchant tills, paybills, payment links, refunds, invoices, agent float, cash-in, cash-out, and commissions share a consistent operating model.
- Operator service layer. Customer care, merchant operations, agent operations, KYC, notifications, fees, reporting, and support workflows are designed to work together.
Hazina
Treasury without borders.
Hazina is a treasury operating system for companies that don't want to choose between modern UX and institutional rigor. The platform brings multi-entity accounts, programmable approvals, payouts, collections, reconciliation, accounting exports, yield, cards, and hedging into one borderless finance console.
- Multi-currency account model. Structure balances across entities, projects, vendors, and currencies with named account views.
- Automated reconciliation. Match payments to invoices as events arrive, reducing spreadsheet work at month-end.
- Programmable controls. Approval policies, spending limits, and role-based authorisation as code, not memos.
- FX workflows. Quote, approval, and hedging workflows designed around partner-provided rates and instruments.
Zent
Digital-asset operations, delivered through branded finance experiences.
Zent is Mozaca's digital-asset operations platform for operators that want modern asset movement to feel simple, trusted, and bank-grade for customers. It brings branded customer, admin, developer, operations, and compliance workspaces onto one governed platform, with ledger-backed balances, configurable asset corridors, provider integrations, audit evidence, and deployment patterns that adapt to each client's market, brand, and regulatory path.
- Digital-asset and payout corridors. Zent supports branded wallet, conversion, payout, and settlement journeys across approved digital-asset routes, payment networks, and partner payout rails.
- Client-branded deployment. Each implementation can be scoped around the client's brand, market, identity model, operating roles, integrations, and rollout plan.
- Connected operator workspaces. Customer, admin, developer, operations, and compliance workspaces share the same client identity and audit model.
- Bank-grade ledger and evidence. Double-entry accounting, reconciliation views, signed events, and audit exports keep wallet and payout activity explainable.
Pick a product or describe your own brief.
We integrate, white-label, or extend any of these for your stack. Tell us where you’re going and Mozaca will respond within two business days with scope, timeline, and next steps.