What customer or operator workflow needs to exist first?
Built around the teams that need financial infrastructure.
Route buyers by use case, not by buzzword: white-label mobile money, merchant and agent operations, treasury, digital finance corridors, regulated launches, and tokenized asset operations.
The right product depends on the operating problem.
Each section below is a route, not a brochure. Read the audience, the operating problem, the outcomes you can expect, and the path to the right demo, brief, or qualified walkthrough.
Solution · 01 / 06
Telcos, banks & wallet operators
Launch a white-label mobile money platform under your brand.
Fedha gives telcos, banks, and licensed issuers a branded mobile money platform with customer wallets, merchant acceptance, agent operations, admin controls, BI, and developer APIs. You bring the market license, customer relationship, and rail partnerships; Mozaca provides the product layer and operating backbone.
Customer, merchant, agent, admin, BI, and developer workspaces share the same wallet, identity, KYC, limits, notification, and reconciliation model. That keeps a payment explainable from customer tap to receipt to operator evidence.
Outcomes
- Customer wallet, statement, send-money, KYC, PIN, and MFA flows.
- Merchant tills, paybills, payment links, invoices, refunds, and settlement views.
- Agent hierarchy, float wallet, commission wallet, cash-in, cash-out, and top-up flows.
Best fit: Best when you already know the first market, license path, agent/merchant footprint, operating roles, and rail partners for a branded mobile money deployment.
Solution · 02 / 06
PSPs & merchant networks
Add merchant, paybill, and agent settlement to money flows.
PSPs and merchant networks come to Mozaca when customer payments, tills, paybills, invoices, refunds, agent float, and settlement need to behave like one operational system. Fedha handles the wallet, merchant, and agent flows; Hazina supports treasury-style controls behind the scenes.
Settlement state is event-led from the moment a payment is initiated. Your engineers integrate against one consistent status model while finance and operations get journals, statements, exception queues, and exportable evidence.
Outcomes
- Merchant/paybill payment routing with explicit account reference and settlement state.
- Agent float and cash operations tied to ledger and commission evidence.
- Reconciliation exports for finance, operations, and support teams.
Best fit: Best when you need multi-rail settlement without exposing operational complexity to merchants — and a finance team that demands real reconciliation.
Solution · 03 / 06
Business treasury teams
Operate multi-currency balances, approvals, and close workflows.
Hazina is the treasury console finance and engineering teams use together. Multi-currency balances sit alongside approval policies, vendor payouts, FX windows, and reconciliation — not in three different tabs of three different SaaS tools, but as one operating surface with a single audit trail.
Approvals are policy-driven, not seat-based. A payment over a threshold, to a new counterparty, or outside business hours can require an extra signer, route to a specific group, or pause for explicit sign-off — and every step is logged with the evidence your auditor expects.
Outcomes
- Multi-currency balances with built-in FX windows and reporting.
- Approval policies tied to amount, counterparty, and time of day.
- Reconciliation exports keyed to your chart of accounts.
Best fit: Best when finance and engineering need one view of accounts, payments, and controls — and your auditor expects evidence, not screenshots.
Solution · 04 / 06
Banks & regulated operators
Operate regulated corridors with compliance evidence.
Regulated launches are not just a technology problem - they are an operating-model problem. Mozaca works alongside compliance, risk, and product leads to map sandbox, pilot, and production environments with the client boundary, partner diligence, provider dependencies, and operational evidence documented from the start.
Hazina supports the treasury operating surface; Zent provides the digital finance corridor layer underneath. Together they give regulators an audit trail, give product teams a controlled operating path, and give compliance a defensible posture on the day the regulator asks how it actually works.
Outcomes
- Documented control model mapped to your regulatory permissions.
- Jurisdiction, partner, and rail diligence shared with your legal team.
- Signed evidence exports for supervisory review.
Best fit: Best when regulatory posture, partner dependencies, and operational evidence need to align with the product and build commitment.
Solution · 05 / 06
Digital finance teams
Launch branded digital finance corridors with visible controls.
Zent is the per-client platform for teams building branded wallet, conversion, and payout experiences across approved digital-asset routes, payment networks, and partner payout corridors. Provider assumptions, payout routes, customer verification, client roles, and movement state are visible before value moves.
Customer, admin, developer, operations, and compliance workspaces sit on the same client identity and audit model. Developers get OpenAPI-led integration; compliance gets review queues and evidence; operations gets a corridor that can be explained without exposing customers to back-office complexity.
Outcomes
- Wallet, conversion, and mobile-money payout flows with provider and reconciliation state.
- Client-specific workspaces, API keys, webhooks, SDKs, and sandbox provisioning.
- KYC/KYB, sanctions, audit, and reporting workflows for corridor review.
Best fit: Best when a digital wallet or cross-market settlement product needs mobile-money payout, client controls, provider diligence, and regulator-ready evidence.
Solution · 06 / 06
Protocol & tokenization teams
Design asset operations around programmable rails.
Tokenization is not a product launch — it is an operating model. Mozaca pairs Zent with our engineering services to design the full lifecycle: smart contract review, asset-control architecture, settlement design, and the day-two operations your finance and compliance teams will actually run.
We expect to be in the room when the audit is scoped, when the redemption mechanism is designed, and when the operational handbook is written. The goal is not a pilot — it is an asset operation that holds up six months in.
Outcomes
- Smart contract review paired with on-chain operational design.
- Token lifecycle planning from issuance to redemption and retirement.
- Settlement architecture that finance and compliance both sign off on.
Best fit: Best when product, audit, partner controls, and operating workflow need to be designed together as one launch system.
Every serious demo starts with four questions.
Which country, corridor, rail, chain, or asset is in scope?
Who owns compliance, partner controls, support, and exception handling?
What operating path fits the brief: walkthrough, sandbox, pilot, or production build?
If the use case is clear, start with a product demo. If the architecture is still open, start with the platform and developer pages before requesting access.