High-volume
Launch target
Built for operator scale
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Fedha.White-label mobile money, delivered under your brand.
Fedha helps operators launch a market-leading mobile money experience without rebuilding every layer from scratch. It brings branded customer, agent, merchant, admin, BI, and developer surfaces around one governed wallet and transaction platform, so transfers, payments, settlement, security, support, reconciliation, and reporting can operate with the polish customers expect and the control institutions need.
Multi-surface
Operator workspaces
Customer, merchant, admin, BI, developer
Brand-led
Deployment model
Roles, data, rails, policy
Inside the Fedha workspace — from product UI.
Captured from the product UI — wallets, transfers, KYC, security, treasury, and settlement states that a buyer can inspect before a walkthrough or implementation conversation.
Request Fedha demoFedha / Wallets
Wallets
Primary and secondary wallet views with held, available, pending, and created-wallet states.
Fedha / Send money
Send money
P2P send flow with fee, limit, security, review, and confirmation states.
Fedha / Account & security
Account & security
KYC summary, PIN status, passkey setup, sessions, and security controls for the customer account.
What Fedha does.
01
Branded mobile money launch
Telcos, banks, and licensed issuers can launch a customer-ready wallet experience with their own brand, roles, channels, and operating model.
02
Wallet and transaction core
Balances, transfers, fees, settlement, limits, receipts, and reconciliation are handled as one governed money movement layer.
03
Customer, agent, and merchant journeys
P2P transfers, merchant tills, paybills, payment links, refunds, invoices, agent float, cash-in, cash-out, and commissions share a consistent operating model.
04
Operator service layer
Customer care, merchant operations, agent operations, KYC, notifications, fees, reporting, and support workflows are designed to work together.
05
Identity and transaction security
Role-based workspaces, secure customer sign-in, transaction PIN, MFA, passkeys, limits, and audit events are part of the platform design.
06
Operations and reporting
Admin, merchant-ops, BI, developer, and customer workspaces help operators see what is happening across customers, merchants, agents, and settlements.
How Fedha operates.
Fedha is structured for regulated mobile money deployments: a branded platform that can launch customer wallets, merchant acceptance, agent networks, settlement operations, admin workflows, and developer integration without rebuilding the operating backbone for every client.
Operating capabilities
- 01Client-bounded setupBranding, roles, policies, data boundaries, rail configuration, and operating controls are scoped around each deploying institution.
- 02Balance integrityPosting, holds, reversals, account provisioning, duplicate protection, and projections are treated as the balance source of truth.
- 03Service contractsCustomer, merchant, agent, organization, fee, notification, ledger, and transaction services communicate through explicit product contracts.
- 04Channel breadthCustomer web/mobile, merchant operations, admin, developer workspace, BI, agent app, and USSD-ready patterns serve different operators without forking the core.
- 05Security baselineSecure sign-in, transaction PIN, MFA, passkeys, role-bound access, audit events, and policy checks are designed into the flow.
- 06Launch maturity disciplineCapabilities are tracked clearly through walkthrough, sandbox, pilot, and production readiness so buyers know what is available at each stage.
Product modules
- 01Merchant acceptanceTills, paybills, payment links, QR, merchant statements, invoices, refunds, and settlement views are part of the operating surface.
- 02Agent networkAgent hierarchy, float wallet, commission wallet, cash-in, cash-out, top-up, and offline-tolerant agent-app workflows support branch and field operations.
- 03Settlement accountsOrganization wallets, trust-account style movement, opening liquidity, journals, and paybill settlement support regulated operating patterns.
- 04Future corridorsCross-border, card, CBDC, and approved digital-asset modules can be reviewed separately through partner, licensing, risk, and rollout controls.
Build evidence
- 01Customer money appCustomer web and mobile surfaces now show wallet balances, source-wallet transfer review, transaction success states, profile/security flows, and bank-grade dashboard styling.
- 02Operator visibilityAdmin, merchant-operations, BI, and developer surfaces are structured around users, transactions, money movement, merchant activity, reporting, and support workflows.
- 03Financial services backboneLedger, transaction orchestration, settlement, KYC, notifications, policy packs, customer 360, merchant service, and reconciliation services sit behind the app surfaces.
From signup to settled.
- 01
Provision
Set up the brand, market, regulatory pack, channel mix, workspace theme, data boundaries, and operating roles for the deploying institution.
- 02
Configure
Map wallets, KYC tiers, limits, paybills, merchant tills, settlement accounts, agent hierarchy, fees, approvals, and notification channels.
- 03
Operate
Run customer transfers, merchant payments, agent cash-in/cash-out, float purchases, payouts, statements, support, and admin decisions through the platform.
- 04
Reconcile
Turn transaction activity into customer, merchant, settlement, statement, journal, and BI views with audit-ready evidence.
Built across the rails that matter.
Composes with the chains, rails, custody partners, and signing providers institutional teams already trust — and bring your own when the brief calls for it.
Workspaces
- Customer
- Merchant operations
- Admin
- Developer
- BI
Core platform
- Wallets
- Ledger
- Transaction routing
- Fees
- Settlement
Operator services
- Customer 360
- Merchant operations
- Agent operations
- KYC
- Notification hub
Channels
- Mobile app
- Web app
- SMS
- Push
- Messaging
- USSD-ready
Start with the Fedha demo.
Review the demo flow, then request the access path that matches your team: walkthrough, technical review, partner scoping, or implementation planning.